First – time buyer

Buying your first home is an exciting prospect, however it can feel overwhelming knowing where to start to get onto the property ladder. We’ll explain your options in plain English, whether it’s a Help to Buy equity loan or a shared ownership mortgage, there’s plenty of products to assist you to get onto the property ladder. Our friendly team of experienced Mortgage Advisers are here to help you make your first move!

 

Want to start viewing properties?

Before applying for a mortgage, and often before making an offer on a property, you’ll need a Decision in Principle (DIP). This is also known as an Agreement in Principle (AIP) or a Lending Certificate.

Data Protection and Disclosure statement: White Rose Mortgages Ltd is committed to treating all data provided to us securely and sensitively, please read our full Data Protection and Privacy statement here.

 

Apply for a Decision in Principle Mortgage Calculator Stamp Duty  Calculator

 

Our initial advice on the most suitable mortgage for your needs is offered freely and without obligation. For completed mortgage transactions we will generally charge a completion fee in the range £295 to £495, the exact amount will be determined by the amount of research and administration work necessary to deliver the best possible mortgage solution. To discuss your mortgage and protection needs please get in touch with our team today.

Your home may be repossessed if you do not keep up repayments on your mortgage.

 

 

Help to Buy

If you would like to view the government’s Help to Buy Scheme, or you can learn more on the official government visit their website, www.helptobuy.gov.uk