This cover can be purchased as a standalone policy but is usually in conjunction with life cover. Any life cover only policies you have in place would only pay out if you were to die.
Critical Illness covers you and your family against the financial impact of a specified critical illness, such as types of cancer. This will pay out as either a regular income or a lump sum which can be fixed or decreasing. The type of illnesses covered varies depending on the provider and type of policy selected with typically up to 40 major illnesses listed.
If you take out life and critical illness cover together. the policy will only pay out once and for whichever comes first.
Contact our experienced staff to understand the right options for you.